Money out,
to 140+
currencies.

Money out,
to 140+
currencies.

Money out,

to 140+

currencies.

Pay suppliers, staff and partners on the fastest rail available, at rates you can see. Plan ahead when the market moves against you.

Pay suppliers, staff and partners on the fastest rail available, at rates you can see. Plan ahead when the market moves against you.

Pay suppliers, staff and partners on the fastest rail available, at rates you can see. Plan ahead when the market moves against you.

Built for how money
leaves the country

Built for how money
leaves the country

Built for how money
leaves the country

Suppliers abroad, staff on other payrolls, invoices already signed. Three jobs, one account.

Quote

Quote

Quote

See the rate you get

See the rate you get

See the rate you get

The rate and the fee are on screen before the payment exists.

Route

Route

Route

Take the right rail

Take the right rail

Take the right rail

Local rails where they are quickest, SWIFT where it has to be.

Check

Check

Check

Confirm the name

Confirm the name

Confirm the name

The recipient is checked against the account before funds leave.

Land

Land

Land

Track it until it arrives

Track it until it arrives

Track it until it arrives

Status on the payment, and
a reference your supplier can read.

Start now. See the rate, pick the payee, and watch it take the fastest road.

Start now. See the rate, pick the payee, and watch it take the fastest road.

Start now. See the rate, pick the payee, and watch it take the fastest road.

Spot

See where the
margin leaks

Cost per provider, market and a,
trending over time, on one screen.

Forward

Limit Order

Stop Loss

Spot

See where the margin leaks

Cost per provider, market and a, trending over time, on one screen.

Forward

Limit Order

Stop Loss

Spot

See where the margin leaks

Cost per provider, market and a, trending over time, on one screen.

Forward

Limit Order

Stop Loss

Principle

The price
is the price

The price
is the price

Principle

The price
is the price

Client funds are held in specially designated, safeguarded accounts at Tier 1 banks, as required by FCA safeguarding rules. Money movement is provided with an FCA-regulated banking partner.

Interchange

Scheme fees

Margin

Give teams room to spend

Issue physical or virtual cards with limits, category controls and instant freeze.

What the networks took

The card networks' own cost on every transaction, passed straight through.

Handle thousands in one run

Send up to 10,000 payments at once without turning the job into a spreadsheet.

Every payment
takes the motorway

Every payment
takes the motorway

Every payment
takes the motorway

We pick the rail per corridor, and

show you which one before you send.

We pick the rail per corridor, and

show you which one before you send.

Tomorrow's rate,
decided today

Tomorrow's rate,
decided today

Tomorrow's rate,
decided today

Hold today's rate up to 12 months ahead, set a target to convert at, and a floor to stop at.

Hold today's rate up to 12 months ahead, set a target to convert at, and a floor to stop at.

What FX and global
transfers gives you

What FX and global
transfers gives you

What FX and global
transfers gives you

Reach, routing and planning tools in one place, on the same balance your payments settle into.

Suppliers abroad

Payroll across borders

Invoice already signed

Pay the supplier in the money they keep

Convert at a rate you can see, then send on the fastest sensible rail: Faster Payments and CHAPS at home, SEPA and SEPA Instant across Europe, SWIFT beyond it. Your supplier receives the amount on the invoice, in their own currency, with a reference they recognise.

Business accounts and cards

Reconcile

Pricing

Suppliers abroad

Payroll across borders

Invoice already signed

Pay the supplier in the money they keep

Convert at a rate you can see, then send on the fastest sensible rail: Faster Payments and CHAPS at home, SEPA and SEPA Instant across Europe, SWIFT beyond it. Your supplier receives the amount on the invoice, in their own currency, with a reference they recognise.

Business accounts and cards

Reconcile

Pricing

Suppliers abroad

Payroll across borders

Invoice already signed

Pay the supplier in the money they keep

Convert at a rate you can see, then send on the fastest sensible rail: Faster Payments and CHAPS at home, SEPA and SEPA Instant across Europe, SWIFT beyond it. Your supplier receives the amount on the invoice, in their own currency, with a reference they recognise.

Business accounts and cards

Reconcile

Pricing

Everything
here is verifiable

Everything
here is verifiable

0+

0+

Currencies reachable

0+

0+

Currencies reachable

0+

0+

Currencies reachable

30+

30+

Countries and currencies for acceptance

30+

30+

Countries and currencies for acceptance

30+

30+

Countries and currencies for acceptance

5+

5+

Currencies held in named accounts

5+

5+

Currencies held in named accounts

5+

5+

Currencies held in named accounts

5,000

5,000

Payments in a single batch run Principle

5,000

5,000

Payments in a single batch run Principle

5,000

5,000

Payments in a single batch run Principle

See how
Ummah works.

See how
Ummah works.

See how
Ummah works.

Step into the Ummah sandbox and explore the tools built to help modern businesses manage payments, money movement, and operations.

Step into the Ummah sandbox and explore the tools built to help modern businesses manage payments, money movement, and operations.