Authorised & regulated by the
FCA
Everything Your
Money Needs.
Trusted through Minted. Reimagined as Minted by Ummah.
Trusted through Minted. Reimagined as Minted by Ummah.
Designed for spending, saving, investing and moving money across borders. All from one simple experience.
Designed for spending, saving, investing and moving money across borders. All from one simple experience.
Designed for spending, saving, investing and moving money across borders. All from one simple experience.
Authorised & regulated by the
FCA
Minted by Ummah
Minted by Ummah
Your all-in-one platform for spending, saving, investing and moving money globally.
Everyday Banking
Manage your money with multi-currency accounts, global payments and fast transfers designed for everyday life.
40+
40+
Currencies supported
150+
150+
Countries covered
Gold Investing
£700.00 / £8,000 Goal
+80%
"Our mission is to make modern finance simpler, more accessible and built for everyone."
Shahid Munir
Founder & Chairman,
Ummah
Minted by Ummah
Your all-in-one platform for spending, saving, investing and moving money globally.
Everyday Banking
Manage your money with multi-currency accounts, global payments and fast transfers designed for everyday life.
40+
Currencies supported
150+
Countries covered
Gold Investing
£700.00 / £8,000 Goal
+80%
"Our mission is to make modern finance simpler, more accessible and built for everyone."
Shahid Munir
Founder & Chairman,
Ummah
Built Around You
Built Around You
Every detail is designed to make managing money feel effortless.
Built Around You
Every detail is designed to make managing money feel effortless.
Simplicity
Simplicity
Everything has a purpose. Nothing feels overwhelming.
Confidence
Confidence
Clear decisions start with clear financial tools.
Connection
Connection
Built for people who live, work and move across the world.
The Future of Finance
The Future of Finance
Modern financial experiences shaped around real people—not institutions.
Built for
everyday life.
Built for
everyday life.
Whether you're paying for lunch, receiving your salary, saving for the future or supporting the people who matter most, Minted by Ummah brings your finances together in one beautifully simple experience. Built for modern life, wherever it takes you.
Built for
everyday life.
Whether you're paying for lunch, receiving your salary, saving for the future or supporting the people who matter most, Minted by Ummah brings your finances together in one beautifully simple experience. Built for modern life, wherever it takes you.
Finance that fits your life.
Finance that fits your life.
Designed to feel effortless, so managing your money becomes part of your day—not another task.
Designed to feel effortless, so managing your money becomes part of your day—not another task.
Every currency. One wallet.
Every currency. One wallet.
Receive your salary, split a dinner bill, save for your next trip, or get paid from abroad. Hold, send and spend multiple currencies from one beautifully simple wallet.
Receive your salary, split a dinner bill, save for your next trip, or get paid from abroad. Hold, send and spend multiple currencies from one beautifully simple wallet.
⊹
⊹
Set a goal,
reach it your way
Give any Vault a target and a deadline, then watch every top up bring you closer—automatically.
Set a target & deadline
Give any Vault a goal amount and a date, right from your Vault settings.
Top up anytime
Add money in one tap, from your balance, gold, or crypto holdings.
Watch your progress grow
See exactly how close you are, and get reminders to help you get there faster.
Explore goals
Set a goal,
reach it your way
Give any Vault a target and a deadline, then watch every top up bring you closer—automatically.
Set a target & deadline
Give any Vault a goal amount and a date, right from your Vault settings.
Top up anytime
Add money in one tap, from your balance, gold, or crypto holdings.
Watch your progress grow
See exactly how close you are, and get reminders to help you get there faster.
Explore goals
Set a goal,
reach it your way
Give any Vault a target and a deadline, then watch every top up bring you closer—automatically.
Set a target & deadline
Give any Vault a goal amount and a date, right from your Vault settings.
Top up anytime
Add money in one tap, from your balance, gold, or crypto holdings.
Watch your progress grow
See exactly how close you are, and get reminders to help you get there faster.
Explore goals
Your money.
Protected by design.
Your money.
Protected by design.
Minted by Ummah is built with secure infrastructure, encrypted technology and responsible financial principles, giving you confidence every time you spend, save, invest or transfer money.
Secure Infrastructure
Secure Infrastructure
Modern financial infrastructure designed to keep your money safe.
Monthly transaction volume
Monthly transaction volume
Account Protection
Account Protection
Advanced authentication and security features help protect your account.
Monthly transaction volume
Monthly transaction volume
Privacy First
Privacy First
Modern financial infrastructure designed to keep your money safe.
Monthly transaction volume
Monthly transaction volume
Global by
default
Global by
default
Spend, save, send, and manage your money across borders with a wallet built for modern global living.
30+
30+
Countries supported
Access your wallet, make payments, and move money across a growing global network.
30+
30+
Countries supported
Access your wallet, make payments, and move money across a growing global network.
30+
30+
Countries supported
Access your wallet, make payments, and move money across a growing global network.
100+
100+
Payment methods supported
Pay with cards, digital wallets, bank transfers, and trusted local payment methods.
100+
100+
Payment methods supported
Pay with cards, digital wallets, bank transfers, and trusted local payment methods.
100+
100+
Payment methods supported
Pay with cards, digital wallets, bank transfers, and trusted local payment methods.
Global
Currency support
Completed Projects
Hold, exchange, and manage multiple currencies with a seamless experience.
Completed Projects
Completed Projects
Hold, exchange, and manage multiple currencies with a seamless experience.
04/7
04/7
Secure infrastructure
Built on enterprise-grade infrastructure with security and reliability at its core.
04/7
04/7
Secure infrastructure
Built on enterprise-grade infrastructure with security and reliability at its core.
04/7
04/7
Secure infrastructure
Built on enterprise-grade infrastructure with security and reliability at its core.
![](data:image/svg+xml,<svg display="block" id="1364690715" role="presentation" viewBox="0 0 1245 269" xmlns="http://www.w3.org/2000/svg"><path d="M 464.511 53.185 L 480.554 53.185 L 480.554 148.096 C 480.554 193.241 455.996 215.991 407.203 215.991 C 358.411 215.991 333.852 193.241 333.852 148.096 L 333.852 53.185 L 349.926 53.185 C 353.246 53.186 355.937 55.877 355.938 59.197 L 355.938 148.838 C 355.938 164.834 360.203 176.92 368.395 184.741 C 376.942 192.561 389.754 196.471 407.203 196.471 C 424.652 196.471 437.48 192.561 446.027 184.741 C 454.574 176.92 458.839 164.834 458.839 148.838 L 458.499 59.197 C 458.508 55.88 461.195 53.193 464.511 53.185 Z M 687.099 53.185 L 687.099 211.757 L 666.08 211.757 L 666.08 102.178 L 672.03 81.422 C 672.196 80.823 672.28 80.204 672.277 79.583 L 672.277 75.131 C 672.275 74.7 671.976 74.327 671.556 74.23 C 671.135 74.134 670.703 74.341 670.516 74.73 L 660.5 95.872 L 660.315 96.274 L 607.921 203.272 C 605.368 208.45 600.095 211.729 594.321 211.729 C 588.547 211.729 583.274 208.45 580.72 203.272 L 527.863 96.228 L 527.863 96.089 L 517.724 74.683 C 517.536 74.295 517.104 74.087 516.683 74.183 C 516.262 74.279 515.963 74.653 515.962 75.085 L 515.962 79.536 C 515.959 80.158 516.042 80.777 516.21 81.375 L 522.639 103.817 L 522.639 211.757 L 501.573 211.757 L 501.573 53.185 L 523.288 53.185 C 526.775 53.187 529.957 55.171 531.495 58.301 L 595.217 188.62 L 658.244 58.347 C 659.778 55.18 662.993 53.173 666.513 53.185 Z M 895.761 53.185 L 895.761 211.757 L 874.742 211.757 L 874.742 102.24 L 880.708 81.422 C 880.875 80.822 880.958 80.204 880.955 79.583 L 880.955 75.131 C 880.957 74.699 880.657 74.323 880.235 74.229 C 879.814 74.134 879.382 74.341 879.193 74.73 L 869.503 95.208 L 869.348 95.517 L 816.584 203.272 C 814.035 208.452 808.764 211.733 802.991 211.733 C 797.218 211.733 791.947 208.452 789.398 203.272 L 736.541 96.243 L 726.34 74.699 C 726.195 74.418 725.919 74.229 725.604 74.195 C 725.29 74.162 724.98 74.289 724.779 74.533 C 724.647 74.694 724.571 74.893 724.563 75.101 L 724.563 79.552 C 724.566 80.175 724.654 80.793 724.826 81.391 L 731.24 103.77 L 731.24 211.757 L 710.236 211.757 L 710.236 53.185 L 731.873 53.185 C 735.36 53.187 738.543 55.171 740.08 58.301 L 803.818 188.62 L 866.829 58.347 C 868.373 55.159 871.618 53.148 875.16 53.185 Z M 1007.426 53.185 L 984.63 53.185 L 908.064 211.757 L 923.751 211.757 C 928.526 211.751 932.87 208.995 934.91 204.678 L 949.747 173.273 L 943.41 172.206 C 942.8 172.103 942.207 171.916 941.648 171.65 L 937.63 169.734 C 937.244 169.543 937.04 169.113 937.135 168.694 C 937.231 168.275 937.602 167.976 938.032 167.972 L 1034.179 167.972 C 1037.2 167.954 1039.954 169.699 1041.227 172.438 L 1056.42 204.616 C 1058.463 208.937 1062.814 211.693 1067.594 211.695 L 1084.332 211.695 Z M 960.411 149.873 L 995.711 76.677 L 1030.965 149.904 Z M 1245.114 53.185 L 1245.114 211.757 L 1233.198 211.757 C 1227.59 211.755 1223.045 207.21 1223.044 201.602 L 1223.044 147.741 C 1223.043 145.691 1222.229 143.725 1220.781 142.276 C 1219.331 140.827 1217.365 140.013 1215.316 140.013 L 1107.129 140.013 C 1106.697 140.014 1106.323 140.313 1106.227 140.734 C 1106.131 141.155 1106.338 141.587 1106.727 141.775 L 1110.745 143.691 C 1111.303 143.96 1111.897 144.147 1112.507 144.248 L 1119.215 145.376 C 1118.935 146.176 1118.794 147.017 1118.797 147.864 L 1118.797 201.556 C 1118.796 207.163 1114.251 211.708 1108.643 211.71 L 1096.727 211.71 L 1096.727 53.185 L 1108.535 53.185 C 1114.143 53.185 1118.689 57.731 1118.689 63.339 L 1118.689 119.334 L 1223.028 119.334 L 1223.028 63.37 C 1223.028 57.762 1227.574 53.216 1233.182 53.216 Z M 248.805 98.982 C 247.052 97.591 245.188 96.2 243.241 94.908 C 242.124 91.88 240.88 88.901 239.513 85.978 C 239.958 83.66 240.306 81.377 240.556 79.133 C 242.42 62.637 239.082 48.686 229.818 39.422 C 220.554 30.156 206.602 26.818 190.119 28.696 C 187.894 28.946 185.612 29.308 183.289 29.739 C 180.368 28.356 177.384 27.112 174.345 26.011 C 173.056 24.103 171.692 22.247 170.256 20.447 C 159.935 7.483 147.708 0 134.619 0 C 121.528 0 109.303 7.483 98.982 20.447 C 97.591 22.2 96.2 24.064 94.893 26.011 C 91.846 27.124 88.884 28.391 85.949 29.741 C 83.69 29.311 81.417 28.963 79.133 28.697 C 62.65 26.82 48.698 30.088 39.434 39.422 C 30.17 48.754 26.832 62.636 28.696 79.133 C 28.946 81.358 29.308 83.64 29.739 85.949 C 28.356 88.87 27.112 91.854 26.011 94.893 C 24.064 96.284 22.2 97.579 20.447 98.984 C 7.483 109.303 0 121.528 0 134.619 C 0 147.707 7.483 159.933 20.447 170.254 C 22.2 171.645 24.064 173.036 26.011 174.344 C 27.135 177.376 28.383 180.359 29.753 183.288 C 29.317 185.55 28.968 187.829 28.71 190.119 C 26.846 206.602 30.184 220.538 39.448 229.802 C 48.712 239.066 62.65 242.42 79.133 240.542 C 81.423 240.29 83.702 239.942 85.963 239.499 C 88.884 240.89 91.86 242.128 94.907 243.241 C 96.298 245.188 97.591 247.038 98.996 248.805 C 109.317 261.768 121.544 269.25 134.633 269.25 C 147.722 269.25 159.949 261.768 170.27 248.805 C 171.701 247.001 173.065 245.145 174.359 243.241 C 177.393 242.123 180.377 240.874 183.303 239.499 C 185.569 239.942 187.852 240.29 190.147 240.542 C 206.63 242.42 220.568 239.08 229.832 229.802 C 239.095 220.524 242.434 206.602 240.57 190.119 C 240.312 187.825 239.964 185.541 239.527 183.274 C 240.907 180.357 242.151 177.377 243.255 174.344 C 245.188 172.953 247.052 171.659 248.818 170.254 C 261.782 159.933 269.266 147.707 269.266 134.619 C 269.266 121.528 261.768 109.303 248.805 98.981 Z M 21.393 158.071 C 19.579 156.304 17.901 154.402 16.372 152.383 C 12.046 146.611 9.751 140.586 9.751 134.621 C 9.751 128.652 12.046 122.643 16.372 116.87 C 17.901 114.846 19.579 112.94 21.393 111.167 C 18.223 126.641 18.223 142.597 21.393 158.071 Z M 205.656 38.447 C 212.82 39.462 218.718 42.091 222.946 46.32 C 227.175 50.548 229.804 56.446 230.819 63.611 C 231.172 66.131 231.33 68.674 231.292 71.218 C 222.595 57.989 211.287 46.676 198.062 37.974 C 200.601 37.945 203.139 38.098 205.656 38.433 L 205.656 38.448 Z M 182.538 39.838 C 202.751 50.088 219.171 66.513 229.414 86.729 C 229.42 86.775 229.42 86.822 229.414 86.868 C 218.361 81.503 206.763 77.343 194.821 74.459 C 191.938 62.516 187.778 50.918 182.413 39.865 L 182.538 39.839 Z M 80.329 175.18 C 80.246 174.693 80.175 174.192 80.107 173.706 C 79.794 171.735 79.511 169.76 79.256 167.782 C 79.161 167.1 79.077 166.389 78.994 165.707 C 78.744 163.619 78.517 161.529 78.312 159.436 C 78.312 158.963 78.215 158.49 78.173 158.045 C 74.474 153.627 70.939 149.075 67.574 144.398 C 65.255 141.152 63.048 137.906 60.953 134.661 C 63.081 131.362 65.289 128.116 67.574 124.924 C 70.939 120.247 74.474 115.696 78.173 111.278 C 78.702 105.436 79.425 99.693 80.329 94.115 C 80.983 90.205 81.72 86.354 82.555 82.598 C 86.31 81.763 90.149 81.021 94.072 80.372 L 94.448 80.372 C 97.118 79.937 99.817 79.547 102.543 79.204 C 105.242 78.87 107.982 78.578 110.722 78.328 L 111.237 78.328 C 115.654 74.629 120.205 71.094 124.881 67.728 C 128.06 65.433 131.307 63.234 134.617 61.134 C 137.926 63.238 141.173 65.437 144.354 67.728 C 149.031 71.093 153.582 74.629 158 78.328 L 158.306 78.328 C 164.023 78.856 169.642 79.564 175.109 80.44 C 179.031 81.099 182.871 81.842 186.626 82.666 C 187.461 86.422 188.184 90.261 188.824 94.171 C 188.893 94.533 188.935 94.908 188.991 95.268 C 189.353 97.494 189.672 99.735 189.965 102.001 C 189.965 102.418 190.076 102.835 190.118 103.24 C 190.41 105.561 190.66 107.912 190.883 110.277 C 190.883 110.625 190.883 110.988 190.98 111.334 C 194.679 115.752 198.214 120.304 201.579 124.981 C 203.898 128.217 206.105 131.463 208.2 134.718 C 206.08 138.022 203.873 141.269 201.579 144.455 C 198.214 149.131 194.679 153.683 190.98 158.1 C 190.47 163.846 189.75 169.57 188.824 175.263 C 188.196 179.123 187.459 182.964 186.612 186.782 C 182.857 187.617 179.018 188.34 175.095 188.98 C 169.826 189.848 164.528 190.525 159.21 191.009 L 159.099 191.009 L 157.972 191.121 C 153.55 194.814 148.999 198.35 144.326 201.72 C 141.146 204.016 137.899 206.219 134.59 208.327 C 131.288 206.209 128.041 204.006 124.853 201.72 C 122.536 200.057 120.255 198.345 118.009 196.587 C 115.725 194.798 113.466 192.976 111.235 191.121 L 110.054 191.121 C 104.723 190.636 99.41 189.958 94.128 189.09 C 90.268 188.463 86.428 187.726 82.61 186.88 C 81.738 183.002 80.978 179.101 80.329 175.18 Z M 55.403 143.827 C 59.589 150.046 64.045 156.079 68.756 161.91 C 69.523 169.375 70.628 176.801 72.067 184.166 C 62.316 181.53 52.842 177.962 43.774 173.512 L 42.481 172.857 L 42.94 171.466 C 46.216 161.9 50.408 152.672 55.458 143.911 Z M 43.023 97.842 C 42.868 97.37 42.717 96.911 42.578 96.451 L 43.858 95.812 C 52.925 91.361 62.399 87.792 72.15 85.156 C 70.712 92.521 69.607 99.947 68.84 107.411 C 64.105 113.224 59.649 119.259 55.486 125.494 C 50.449 116.701 46.275 107.44 43.023 97.842 Z M 200.565 161.827 C 205.42 155.845 209.885 149.808 213.933 143.744 C 218.983 152.505 223.175 161.733 226.451 171.299 L 226.91 172.69 L 225.617 173.345 C 216.549 177.795 207.075 181.363 197.324 184 C 198.659 176.675 199.717 169.301 200.496 161.896 Z M 213.933 125.315 C 209.758 119.088 205.303 113.054 200.579 107.232 C 199.812 99.767 198.708 92.341 197.269 84.976 C 207.019 87.613 216.494 91.181 225.561 95.631 L 226.869 96.284 C 226.73 96.757 226.577 97.216 226.424 97.675 C 223.144 107.296 218.937 116.575 213.863 125.383 Z M 171.41 42.926 L 172.801 42.481 L 173.455 43.774 C 177.906 52.841 181.474 62.316 184.11 72.067 C 176.746 70.621 169.32 69.516 161.854 68.756 C 156.045 64.014 150.01 59.553 143.772 55.39 C 152.561 50.353 161.817 46.179 171.41 42.926 Z M 116.884 16.358 C 122.657 12.032 128.68 9.737 134.633 9.737 C 140.586 9.737 146.623 12.034 152.396 16.358 C 154.423 17.888 156.33 19.571 158.099 21.393 C 142.621 18.213 126.659 18.213 111.181 21.393 C 112.953 19.574 114.86 17.891 116.884 16.358 Z M 101.444 33.717 C 122.977 26.651 146.205 26.651 167.738 33.717 L 167.822 33.844 C 156.223 37.878 145.088 43.137 134.605 49.533 C 124.139 43.141 113.023 37.882 101.444 33.844 Z M 95.755 43.776 C 95.978 43.331 96.2 42.912 96.409 42.481 L 97.8 42.926 C 107.362 46.202 116.585 50.394 125.341 55.444 C 119.112 59.622 113.078 64.083 107.258 68.813 C 99.794 69.58 92.368 70.685 85.003 72.124 C 87.68 62.348 91.295 52.854 95.797 43.773 L 95.755 43.773 Z M 86.7 39.839 L 86.839 39.839 C 81.474 50.892 77.314 62.49 74.431 74.433 C 62.493 77.315 50.899 81.474 39.852 86.839 C 39.846 86.788 39.846 86.737 39.852 86.686 C 50.105 66.483 66.529 50.073 86.741 39.838 L 86.7 39.838 Z M 38.419 63.597 C 39.434 56.432 42.063 50.536 46.292 46.306 C 50.52 42.077 56.418 39.448 63.582 38.433 C 66.099 38.093 68.636 37.937 71.176 37.96 C 57.955 46.656 46.646 57.959 37.944 71.176 C 37.934 68.642 38.107 66.107 38.459 63.597 L 38.417 63.597 Z M 33.69 167.768 C 26.624 146.234 26.624 123.007 33.69 101.474 L 33.815 101.388 C 37.848 112.981 43.103 124.112 49.491 134.593 C 43.098 145.081 37.838 156.22 33.801 167.822 Z M 63.568 230.807 C 56.404 229.791 50.52 227.161 46.292 222.932 C 42.063 218.704 39.42 212.806 38.405 205.642 C 38.066 203.125 37.908 200.587 37.932 198.048 C 46.632 211.27 57.939 222.577 71.161 231.278 C 68.636 231.301 66.112 231.144 63.609 230.807 Z M 86.686 229.416 C 66.478 219.167 50.059 202.748 39.81 182.54 L 39.81 182.387 C 50.863 187.751 62.461 191.911 74.403 194.794 C 77.287 206.737 81.447 218.335 86.811 229.388 Z M 97.814 226.326 L 96.423 226.787 L 95.769 225.479 C 91.318 216.411 87.75 206.936 85.114 197.185 C 92.236 198.576 99.664 199.703 107.37 200.496 C 113.181 205.237 119.216 209.697 125.452 213.863 C 116.681 218.892 107.444 223.062 97.869 226.312 Z M 152.34 252.908 C 146.568 257.234 140.545 259.529 134.577 259.529 C 128.61 259.529 122.599 257.234 116.828 252.908 C 114.807 251.371 112.901 249.688 111.125 247.873 C 126.602 251.064 142.567 251.064 158.043 247.873 C 156.285 249.681 154.397 251.359 152.396 252.894 Z M 167.808 235.411 L 167.724 235.535 C 146.194 242.619 122.96 242.619 101.43 235.535 L 101.347 235.411 C 112.95 231.376 124.089 226.116 134.577 219.719 C 145.065 226.116 156.205 231.376 167.808 235.411 Z M 173.372 225.479 L 172.718 226.773 L 171.327 226.312 C 161.764 223.037 152.541 218.845 143.786 213.794 C 150.008 209.608 156.041 205.147 161.868 200.426 C 169.528 199.638 176.947 198.535 184.124 197.116 C 181.492 206.886 177.924 216.379 173.469 225.464 Z M 182.441 229.416 L 182.302 229.416 C 187.655 218.359 191.81 206.761 194.695 194.821 C 206.684 191.924 218.324 187.741 229.414 182.344 L 229.414 182.483 C 219.174 202.708 202.754 219.143 182.538 229.402 Z M 230.805 205.642 C 229.79 212.806 227.147 218.704 222.918 222.932 C 218.69 227.161 212.806 229.791 205.642 230.807 C 203.125 231.145 200.587 231.303 198.048 231.278 C 211.27 222.572 222.577 211.261 231.278 198.035 C 231.303 200.579 231.145 203.121 230.805 205.642 Z M 235.521 167.754 L 235.395 167.837 C 231.35 156.239 226.081 145.104 219.677 134.621 C 226.067 124.14 231.322 113.009 235.354 101.416 L 235.465 101.501 C 242.54 123.028 242.54 146.255 235.465 167.782 Z M 252.866 152.453 C 251.333 154.468 249.655 156.369 247.845 158.14 C 251.015 142.667 251.015 126.712 247.845 111.238 C 249.659 113.011 251.338 114.917 252.866 116.941 C 257.192 122.712 259.487 128.737 259.487 134.69 C 259.487 140.642 257.234 146.611 252.894 152.383 Z" fill="rgb(249, 245, 242)" height="269.250371775937px" id="AUrDC6KqG" width="1245.1137833847504px"/></svg>)
™
™
™
Talk to sales
