PRODUCTS

PRODUCTS

Payment
infrastructure.
Every layer.

Payment
infrastructure.
Every layer.

Payment
infrastructure.
Every layer.

One platform to accept payments, route transactions, manage payouts, and onboard merchants across 90+ countries. Built for platforms. Launching soon.

Product Name

$99.99

Card number

Exp Date

CVV

Buy for $99.99 now

Payment options

Credit or debit card

Crypto

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Logo

Global Payments

Accept cards, digital wallets, bank transfers, and 100+ local payment methods across 90+ countries from a single integration. Currency conversion and local payment method selection happen automatically based on your customer's location.

Visa, Mastercard, Amex, Apple Pay, Google Pay, PayPal, Klarna

Multi-currency support with automatic conversion

Local payment methods by country

Smart Routing

Route every transaction to the optimal acquirer based on cost, geography, and approval likelihood. Configurable retry and fallback logic improves authorization rates without changing your integration.

Dynamic acquirer selection per transaction

Configurable retry and fallback rules

98.4% average approval rate

Split Payments

Automate revenue splits between your platform and sub-merchants. Configure platform fees, schedule settlements, and manage multi-party payouts programmatically from a single API.

Automated revenue splits

Platform fee configuration

Scheduled and on-demand settlements

Merchant Onboarding

Onboard sub-merchants with built-in KYC and compliance checks. Activate payments and payouts for new merchants in minutes, not weeks. Designed for marketplaces and multi-vendor platforms.

Built-in KYC and identity verification

Compliance checks by jurisdiction

Activate merchants in minutes

Developer API

RESTful API with versioned, backward-compatible endpoints. SDKs for JavaScript, Python, Go, and PHP. Sandbox environment with event simulation. Complete API reference and integration guides.

Versioned REST API with consistent JSON formats

HMAC webhook signature verification

OAuth 2.0 and API key authentication

Security and Compliance

PCI DSS v3.2 Level 1 compliant. End-to-end encryption from capture through authorization. Tokenized card storage with full portability. Real-time fraud monitoring with configurable rules by industry, geography, and transaction amount.

PCI DSS v3.2 Level 1

Portable tokenization

Real-time risk scoring on every transaction

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Build what matters. We handle the rest.

Build what matters. We handle the rest.

Build what matters. We handle the rest.

Get started for free

Ready to build on global payment infrastructure?

Talk to sales

Get started for free

Ready to build on global payment infrastructure?

Talk to sales

Get started for free

Ready to build on global payment infrastructure?

Talk to sales

Get in touch

United Kingdom

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© 2025 UMMAH · Built for modern payments

Get in touch

United Kingdom

Subscribe

Join our newsletter for updates on payment infrastructure, product releases, and global expansion.

No spam. We'll notify you when access is ready.

© 2025 UMMAH · Built for modern payments

Get in touch

United Kingdom

Subscribe

Join our newsletter for updates on payment infrastructure, product releases, and global expansion.

No spam. We'll notify you when access is ready.

© 2025 UMMAH · Built for modern payments