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Bank Jobs in Islam

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  • Bank Jobs in Islam

    Assalam o alaikum

    I have two questions to ask:

    1) Conventional banks are interest-based and thus working in such a bank is considered as haraam. i want to know if the earning is considered as halal if someone employed in a bank, does not get involved in riba based activities (like working in the IT department)?

    2) A person worked in a bank for some years and made money, bought a house, purchased gold etc etc. He later realized that the earning is not halal and quits the job. What should he do with the money he made, the house and the gold as they were made/purchased with haraam money?

    Please guide.

  • #2
    Re: Bank Jobs in Islam

    Originally posted by fuse View Post
    Assalam o alaikum

    I have two questions to ask:

    1) Conventional banks are interest-based and thus working in such a bank is considered as haraam. i want to know if the earning is considered as halal if someone employed in a bank, does not get involved in riba based activities (like working in the IT department)?

    2) A person worked in a bank for some years and made money, bought a house, purchased gold etc etc. He later realized that the earning is not halal and quits the job. What should he do with the money he made, the house and the gold as they were made/purchased with haraam money?

    Please guide.
    Can I ask you a question.

    If you yourself don't work in a bank but 400,000 other people etc do and these people then go out into the wider community and spend their 'haram earned' monies. How can you tell which dollar or pound is earned in the halal way? Imagine them come in your business and trade with you. Do you ask these people how did you earn your crust? If not why not?

    Imagine they buy and wholesale in salah prayer mats and beads and they sell these on to smaller Muslim stores.Do all salah prayers read on those mat become nullifed?
    Never have any regrets you only get one shot at life this ain't no rehersal!

    Comment


    • #3
      Re: Bank Jobs in Islam

      These are questions that should be referred to Ahl'ul-'ilm. I urge the brothers and sisters on this forum to take serious fiqh questions to qualified fiqh experts (fuqaha). There are websites such as Islamqa.com or AMJA that can assist you if you don't have someone to ask immediately. Remember the religion is knowledge so look to whom you take your religion from.

      Comment


      • #4
        Re: Bank Jobs in Islam

        Working in a riba-based bank without directly dealing with riba and depositing money in such a bank

        I work in a bank in a particular country, in a department that does not deal with riba-based transactions, but the central bank does deal with interest and it is a government foundation. What is the ruling on working in this bank? I hope you can advise me


        Praise be to Allaah.

        Your working in this bank is haraam, even if you are in a department which does not deal with riba-based transactions. It is sufficient to note that the “central bank” is the head bank and working in the other departments complements the work of the sections that do deal with riba; the bank is formed from all the departments and all the institutions connected to it are engaged in riba.

        The scholars have stated that it is not permissible to work even as a guard or driver for such institutions, so how about working as a teller or clerk?

        Shaykh Ibn ‘Uthaymeen (may Allaah have mercy on him) said: It is not permissible to work in a riba-based institution even if a person is working as a driver or guard, because that means that he is working for the riba-based institution, which implies that he approves of it. For whoever disapproves of a thing would not work to support it, so if he is working for it that implies that he approves of it, and the one who approves of something that is haraam is also guilty of sin.

        But if he is directly involved in recording transactions, writing, sending and depositing etc, then he is undoubtedly dealing directly with something haraam. It was proven in the hadeeth of Jaabir (may Allaah be pleased with him) that the Prophet (peace and blessings of Allaah be upon him) cursed the one who consumes riba, the one who pays it, the two who witness it and the one who writes it down. He said: “They are all the same.”

        Fataawa Islamiyyah. 2/401

        The Standing Committee was asked about a man who worked as a night guard for one of the banks, and he had nothing to do with the bank’s transactions – should he continue with this job or leave?

        They replied:

        It is not permissible for a Muslim to work as a guard for banks that deal with riba, because this is a kind of cooperating in sin and transgression, and Allaah has forbidden that as He says (interpretation of the meaning):

        “but do not help one another in sin and transgression”

        [al-Maa'idah 5:2]

        Most of the banks deal with riba, so you have to look for a halaal means of earning a living, not this way.

        And Allaah is the Source of strength. May Allaah bless our Prophet Muhammad and his family and companions.

        Fataawa Islamiyyah, 2/401, 402

        And Allaah knows best.


        Sheikh Muhammed Salih Al-Munajjid
        Know that the life of this world is but amusement and diversion and adornment and boasting to one another and competition in increase of wealth and children...

        -Quran (57:20)

        Comment


        • #5
          Re: Bank Jobs in Islam

          2) A person worked in a bank for some years and made money, bought a house, purchased gold etc etc. He later realized that the earning is not halal and quits the job. What should he do with the money he made, the house and the gold as they were made/purchased with haraam money?

          Please guide.[/QUOTE]

          similar example:

          What to with income partly haram and partly halal
          Share |
          My friend is asking again—He was working in a restaurant, serving everything except wine (khamr)but the meat there is not halal and he knows that; he was carrying the empty glasses of wine and washing them, he knows that that is not allowed. His Q is: he felt guilty so he left the restaurant. He had money out of that job and he wants to start a new halal business.
          CAN HE USE THAT MONEY TO START A NEW JOB? IF HIS MONEY IS NOT HALAL, DOES HE NEED TO GET RID OF THAT MONEY OR CAN HE WORK WITH IT AND FROM THE PROFIT HE CAN TAKE THE SAME AMOUNT OF MONEY?
          WAJAZAKUM ALLAH KHAYRAYAMAN


          The job which this brother was performing is the kind in which halal and haram have been mixed together. At the same time that he was serving food that contained haram ingredients such as pork or lahm ul-maita (meat not properly slaughtered), he was serving things that are halal as well washing dishes and glasses. If he had known at the time he was working about the prohibition of the haram things, then his income in this situation comprises mixed money, both halal and haram. So if he wants to repent to Allah, then he needs to get rid of the portion of his income which his haram, by estimating and approximating to his best judgment how much the haram portion of the income was which was earned via haram service. He can spend it in any of the various charitable means, and he cannot benefit from it whether by investment or otherwise. As for the remaining portion which is the halal amount, he is allowed to use it to his benefit.


          http://islamqa.info/en/ref/66/haram%20income
          Know that the life of this world is but amusement and diversion and adornment and boasting to one another and competition in increase of wealth and children...

          -Quran (57:20)

          Comment

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